Finland is an affordable country for students, living costs are moderate- way below its Nordic neighbors and larger cities in Europe. As a student in Finland, you are most often entitled to discounts in public transports, recreational facilities, meals etc.

Before the beginning of your studies, it might be a good idea to prepare a budget to roughly calculate your estimated living costs. The budget needs to be sufficiently detailed, however, budgeting is not an easy process, so we made a simple yet realistic expenditure overview.

Your two main costs will be:

  • Tuition fees
  • Living costs

We have made an overview of the school-specific tuition fees, however on this page, you’ll find more detailed information about the costs of living in Finland.

Chart over living expenses in Finland

Please note that the prices given below are average prices in Finland. Prices may differ among cities, i.e. prices in Helsinki may not be the same as those in Kajaani.

  • Groceries
    Milk (regular), (1 liter) € 0.90
    Loaf of Fresh White Bread (500g) € 1.70
    Rice (white), (1kg) € 1.85
    Eggs (10) € 1.20
    Coffee € 0.84
    Chicken Breasts (250g) € 2.99
    Tea € 2.50
    Apples (1kg) € 1.70
    Banana (1kg) € 1.50
    Frozen Pizza € 2.50
    Tomato (1kg) € 2.85
    Potato (1kg) € 0.90
    Onion (1kg) € 1.15
    Lettuce (1 head) € 1.40
    Shampoo € 2.80
    Bottle of Wine (Mid-Range) € 15.00
    Domestic Beer (0.3 can bottle) € 1.00
    Spaghetti € 1.10
    Pack of cigarettes € 7.00

    LIDL is a budget-friendly grocery store often used by students, while bigger chains, such as K Market can be more pricey. Large grocery stores such as Prisma is also a good option for students.

  • Transportation
    Local transport € 3.00
    Monthly city pass (local) € 45.00
    Gasoline (liter) € 1.25

    Prices vary depending on the city, e.g. Helsinki is almost always on the more expensive side.

  • Restaurants
    Cup of coffee € 2.50
    Coca-Cola € 2.50
    Meal (inexpensive restaurant) € 8.00
    Meal at fast food chains (McDonald’s, Burger King) € 5.00
  • Accommodation

    All the rates refer to a monthly payment of rent.

    Studio apartment €650.00
    Apartment with 3 rooms € 1,100.00
    Dormitory € 320.00
  • Utilities

    All the rates refer to a monthly payment.

    Water € 25.00
    Electricity € 7.00
    Wi-Fi € 20.00
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